The SIDBI Grade A (Assistant Manager) exam follows a three-stage selection process comprising an Online Objective Test, a Descriptive Test, and a Personal Interview. The first phase is the Online Objective Test, which is of 120 minutes duration and consists of seven sections: English Language, Reasoning Aptitude, Quantitative Aptitude, Computer Knowledge, General Awareness (with a focus on Banking, Financial and Economic/Social Issues), MSME-related topics, and a Stream-Specific paper based on domain expertise. The exam is bilingual (English and Hindi, except the English section), and carries a total of 200 questions for 200 marks. Notably, the first four sections—English, Reasoning, Quantitative, and Computer Knowledge—are qualifying in nature, while the merit is determined based on the scores of the remaining sections. There is a negative marking of 0.25 marks for each incorrect answer.

The second phase includes both objective and descriptive components. The Descriptive English paper evaluates writing skills through essays and letter writing, carrying 75 marks to be attempted in 75 minutes. Additionally, a subject-specific paper on MSME/Finance knowledge consists of 50 objective questions for 75 marks and a descriptive section where candidates must answer 4 out of 10 questions, carrying 50 marks. These are designed to assess both knowledge and articulation on relevant financial and policy issues. Negative marking is applicable in the objective portion of this phase.

Candidates who clear the Phase II cut-offs proceed to the final stage, which includes a psychometric test (non-evaluative) followed by a personal interview carrying 50 marks. The final merit list is prepared by combining the marks scored in Phase II and the interview. Overall, the SIDBI Grade A exam pattern is designed to assess candidates’ aptitude, professional knowledge, and communication skills comprehensively.

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