An Agricultural Field Officer (AFO) under IBPS (Institute of Banking Personnel Selection) plays a crucial role in promoting agricultural lending and financial services to farmers. Their primary responsibilities include evaluating loan applications for agricultural projects, assessing the creditworthiness of farmers, and ensuring proper disbursement of agricultural loans. They also provide guidance on various government schemes, subsidies, and insurance policies related to farming. AFOs work closely with rural branches, conducting field visits, and educating farmers about modern agricultural practices and financial planning.

Career growth for an AFO is promising, with opportunities to advance to managerial positions within the bank. After gaining experience, an AFO can be promoted to Manager (Scale II), Senior Manager (Scale III), Chief Manager (Scale IV), and even General Manager (Scale V). With dedication and expertise, they can also transition into roles in rural development, credit analysis, or policy-making within the banking sector. Continuous learning, certifications, and performance play a key role in career progression, making it a stable and rewarding career for those passionate about agriculture and finance.

Stay updated with C4S Courses.