Exam Pattern (Phase I & II)

Phase I – Objective Online Test:

• The paper includes 200 multiple-choice questions covering:

  • 4 qualifying sections: Reasoning, English Language, Quantitative Aptitude, and Computer Knowledge.

  • 3 merit-based sections: General Awareness, MSME-related topics, and Stream-Specific Test.

• Total duration: 120 minutes.

• There is a ¼ mark negative marking for every incorrect answer.

• Only the scores from General Awareness, MSME topics, and Stream-Specific Test are considered for shortlisting to the next stage, while the other four sections are qualifying in nature.

Phase II – Descriptive & Objective Test:

• Paper 1 (English Language): Descriptive writing including essay, précis, and business correspondence.

  • 3 questions, 75 marks, 75 minutes.

• Paper 2 (Stream-Specific):

  • Objective Section: 50 questions, 75 marks, 60 minutes, based on MSME policy, financial norms, NPAs, and risk assessments.

  • Descriptive Section: 10 questions will be asked, and candidates must attempt 4 — 2 of 15 marks and 2 of 10 marks. Total 50 marks, 75 minutes.

Salary Details

• The starting basic pay for a SIDBI Grade A officer is ₹44,500 per month.

• After fixed increments over the years, the basic can increase up to ₹89,150.

• Including allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Local Compensatory Allowance, Special Allowance, and others, the gross monthly salary comes to around ₹1,00,000.

• The take-home salary, after deductions like taxes and NPS, is approximately ₹90,000 to ₹95,000 per month.

• The annual Cost to Company (CTC) is estimated to be between ₹19–21 lakhs.

Career Growth

• The SIDBI Grade A post is the entry-level managerial position.

• With experience and good performance, officers can be promoted to Grade B (Manager), followed by Grade C, D, E, and F, eventually reaching positions like Chief General Manager or Executive Director.

• Promotions are based on both seniority and performance.

• Officers get opportunities to work in various departments such as MSME credit, risk management, policy formulation, finance, IT, and legal, providing broad exposure and leadership development.

In summary, the SIDBI Grade A role is a prestigious and well-paying government job offering excellent growth prospects, a structured promotion system, and the opportunity to make a meaningful impact in India’s MSME sector.

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