The NABARD Grade A exam and the RBI Grade B exam are both highly competitive, but they differ in difficulty based on their scope, syllabus, and selection process. The RBI Grade B exam is generally considered tougher due to its extensive syllabus, higher number of applicants, and the level of competition. It has three phases—Prelims, Mains, and Interview—where the Mains includes descriptive papers on Economic & Social Issues (ESI) and Finance & Management (F&M), which require deep conceptual understanding and current affairs awareness. On the other hand, the NABARD Grade A exam also has three phases but focuses more on agriculture, rural development, and economics, making it challenging for candidates without an agricultural or allied background. While the difficulty of the General Awareness and Reasoning sections is comparable in both exams, NABARD requires specialized knowledge in areas like agriculture and rural development, making it tougher for non-agriculture graduates. Additionally, the number of vacancies in NABARD is generally lower than RBI, leading to intense competition. Overall, RBI Grade B is tougher in terms of conceptual depth and economic analysis, while NABARD Grade A is difficult for those unfamiliar with agricultural and rural development topics.

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