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  1. Asked: July 21, 2025In: RBI

    Discuss the role of the RBI in maintaining price stability and financial stability in India.

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 21, 2025 at 7:56 am

    The Reserve Bank of India (RBI) plays a pivotal role in maintaining price stability and ensuring financial stability in the country. As the central bank, its primary objective under the flexible inflation targeting (FIT) framework is to keep inflation within the target range of 4% ± 2%, thereby presRead more

    The Reserve Bank of India (RBI) plays a pivotal role in maintaining price stability and ensuring financial stability in the country. As the central bank, its primary objective under the flexible inflation targeting (FIT) framework is to keep inflation within the target range of 4% ± 2%, thereby preserving the purchasing power of the currency and fostering macroeconomic stability. To achieve this, the RBI uses tools like the repo rate, cash reserve ratio (CRR), open market operations, and liquidity adjustment facility (LAF) to control money supply and influence demand. Simultaneously, the RBI is responsible for financial stability by regulating and supervising banks and non-banking financial companies (NBFCs), managing systemic risks, and ensuring the soundness of the financial system. It also acts as a lender of last resort during financial crises to prevent market panic and contagion. Through these dual roles, the RBI aims to create a stable monetary environment that supports sustainable economic growth while safeguarding the integrity of the financial system.

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  2. Asked: July 21, 2025In: Banking Exam

    Explain how monetary policy transmission takes place in India. What are the key factors affecting its effectiveness?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 21, 2025 at 7:56 am

    Monetary policy transmission in India refers to the process through which policy actions by the Reserve Bank of India (RBI), such as changes in the repo rate, influence the broader economy, particularly inflation and growth. This transmission occurs through various channels including interest rates,Read more

    Monetary policy transmission in India refers to the process through which policy actions by the Reserve Bank of India (RBI), such as changes in the repo rate, influence the broader economy, particularly inflation and growth. This transmission occurs through various channels including interest rates, credit availability, exchange rates, asset prices, and expectations. When the RBI changes the repo rate, it affects the cost of borrowing for commercial banks, which in turn impacts the lending rates for businesses and consumers. This influences spending, investment, and savings behavior in the economy. However, the effectiveness of this transmission is often influenced by several factors such as the rigidity in bank lending rates, the dominance of public sector banks, the health of the banking and financial sector, the extent of financial market development, inflation expectations, and the overall fiscal policy stance. Structural issues like high non-performing assets (NPAs) and limited competition in the banking sector can also dampen the speed and impact of policy transmission in India.

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  3. Asked: July 19, 2025In: SIDBI

    Which subject do you find most challenging in SIDBI Grade A preparation?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 19, 2025 at 10:59 am

    In the SIDBI Grade A preparation journey, many aspirants find General Awareness with special reference to Banking and Financial Sector to be the most challenging subject. This is primarily because it demands consistent reading, strong conceptual clarity, and staying updated with dynamic developmentsRead more

    In the SIDBI Grade A preparation journey, many aspirants find General Awareness with special reference to Banking and Financial Sector to be the most challenging subject. This is primarily because it demands consistent reading, strong conceptual clarity, and staying updated with dynamic developments in the financial ecosystem. Unlike Quant or Reasoning, it cannot be mastered through formulae or practice alone. At Clarity4Sure (C4S), this challenge is addressed through daily current affairs capsules, targeted financial awareness modules, and mock quizzes tailored specifically for development banking roles. The curated content, explained in simple language with real-life examples, helps learners connect static concepts with current events, making this tricky subject much more manageable and scoring.

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  4. Asked: July 19, 2025In: UPSC

    What is the main objective of UPSC?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 19, 2025 at 10:58 am

    The main objective of the Union Public Service Commission (UPSC) is to ensure a fair, transparent, and merit-based recruitment process for selecting candidates to serve in various civil services and posts under the Government of India. It conducts prestigious examinations such as the Civil ServicesRead more

    The main objective of the Union Public Service Commission (UPSC) is to ensure a fair, transparent, and merit-based recruitment process for selecting candidates to serve in various civil services and posts under the Government of India. It conducts prestigious examinations such as the Civil Services Examination (CSE), Indian Forest Service (IFS), Engineering Services Examination (ESE), and several others to appoint capable and qualified individuals to top administrative roles like IAS, IPS, IFS, and IRS. By doing so, UPSC aims to maintain the efficiency, integrity, and accountability of India’s bureaucratic structure, contributing to effective governance and the nation’s overall development.

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  5. Asked: July 18, 2025In: SIDBI

    How many attempts are allowed in SIDBI Grade A exam?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 19, 2025 at 10:56 am

    There is no restriction on the number of attempts for the SIDBI Assistant Manager (Grade A) exam. As long as you satisfy the age eligibility criteria, you are eligible to apply and reapply for the examination in each recruitment cycle. This policy ensures that candidates can make multiple attempts tRead more

    There is no restriction on the number of attempts for the SIDBI Assistant Manager (Grade A) exam. As long as you satisfy the age eligibility criteria, you are eligible to apply and reapply for the examination in each recruitment cycle. This policy ensures that candidates can make multiple attempts to succeed, provided they continue to meet the specified age limits set out in the official notification.

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  6. Asked: July 18, 2025In: SIDBI

    What is the selection process of SIDBI Assistant Manager?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 19, 2025 at 10:55 am

    The selection process for the SIDBI Assistant Manager (Grade A) post primarily consists of two stages: an online written examination followed by a personal interview. The online test evaluates candidates on subjects like Reasoning, English Language, Quantitative Aptitude, and General Awareness (withRead more

    The selection process for the SIDBI Assistant Manager (Grade A) post primarily consists of two stages: an online written examination followed by a personal interview. The online test evaluates candidates on subjects like Reasoning, English Language, Quantitative Aptitude, and General Awareness (with a focus on the financial sector and banking awareness), along with a Descriptive Test in English which typically includes essay and letter writing. Based on their performance in this test, shortlisted candidates are called for the interview round, which assesses their personality, communication skills, and domain knowledge relevant to development banking. The final selection is made based on the combined marks of the online examination and the interview, ensuring a balanced evaluation of both academic aptitude and interpersonal qualities.

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  7. Asked: July 16, 2025In: SIDBI

    Does SIDBI have interview round in selection?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 16, 2025 at 12:20 pm

    Yes, SIDBI’s selection process does include an interview round (also referred to as a personal interview or PI). For the Grade A (Assistant Manager) position, the typical stages are: Phase I – Online objective test Phase II – Online descriptive test Psychometric test (in some years) Interview (PI) DRead more

    Yes, SIDBI’s selection process does include an interview round (also referred to as a personal interview or PI). For the Grade A (Assistant Manager) position, the typical stages are:

    • Phase I – Online objective test
    • Phase II – Online descriptive test
    • Psychometric test (in some years)
    • Interview (PI)
    • Document verification

    Candidates who clear both Phase I and Phase II are shortlisted for the interview, which is usually conducted by a panel at SIDBI offices. The interview panel evaluates candidates on various aspects such as communication skills, domain knowledge (especially in MSME financing and developmental banking), awareness of current economic issues, and overall personality. In some years, additional weightage is given for extracurricular achievements and relevant experience. The interview carries significant weight in the final selection, so aspirants must prepare for it thoroughly along with the written examination.

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    Gulafrin Rizwan added an answer The SIDBI Grade A 2025 exam follows a revised pattern… August 14, 2025 at 3:16 pm
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  1. Asked: July 30, 2025In: Competitive Exam

    Best Telegram channel for Daily Current Affairs in english?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 30, 2025 at 11:02 am
    This answer was edited.

    One of the best Telegram channels for Daily Current Affairs in English, especially for competitive exams like RBI Grade B, IRDAI, NABARD, and other government exams, is the C4S DCA Telegram Channel. The C4S (Crack 4 Sure) Daily Current Affairs channel provides: Concise and exam-oriented current affaRead more

    One of the best Telegram channels for Daily Current Affairs in English, especially for competitive exams like RBI Grade B, IRDAI, NABARD, and other government exams, is the C4S DCA Telegram Channel.

    The C4S (Crack 4 Sure) Daily Current Affairs channel provides:

    • Concise and exam-oriented current affairs
    • Daily MCQs with explanations
    • Infographics, PDFs, and revision notes
    • Coverage of PIB, The Hindu, Indian Express, Yojana, Kurukshetra, and more
    • Special focus on Finance, Economy, Government Schemes, and Reports

    It’s highly recommended for aspirants who want accurate, relevant, and well-structured content in English without any unnecessary clutter. The channel is especially popular among serious aspirants preparing for Regulatory Bodies Exams.

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  2. Asked: July 30, 2025In: RBI, SSC

    Can i prepare for SSC CGL and RBI Grade B together?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 30, 2025 at 10:57 am

    Yes, you can prepare for SSC CGL and RBI Grade B exams together, but it requires a smart and well-structured strategy since both exams have different patterns, difficulty levels, and subject focus. The SSC CGL exam mainly tests candidates on Quantitative Aptitude, Reasoning, English, and General AwaRead more

    Yes, you can prepare for SSC CGL and RBI Grade B exams together, but it requires a smart and well-structured strategy since both exams have different patterns, difficulty levels, and subject focus. The SSC CGL exam mainly tests candidates on Quantitative Aptitude, Reasoning, English, and General Awareness, which overlaps to a large extent with RBI Grade B Phase 1, especially in Quant, Reasoning, and English. However, RBI Grade B demands a deeper understanding of Economics, Finance, and current affairs, particularly for Phase 2, which includes specialized papers like Economic and Social Issues (ESI) and Finance and Management (FM). So, while the foundational preparation can be common initially, you will need to dedicate extra time for RBI-specific subjects, especially after clearing the basics. If you are consistent and manage your time wisely, preparing for both is definitely possible and can even complement each other to some extent.

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  3. Asked: July 28, 2025In: IRDAI

    What is the selection process for the IRDAI Assistant Manager Recruitment 2025?

    Gulafrin Rizwan
    Gulafrin Rizwan Enlightened
    Added an answer on July 29, 2025 at 3:22 pm

    Here’s the selection process for the IRDAI Assistant Manager (Grade A) Recruitment 2025 in paragraph form, with all links removed: The recruitment process for IRDAI Assistant Manager 2025 consists of three stages: Phase I (Preliminary Exam), Phase II (Descriptive Mains), and Phase III (Interview). PRead more

    Here’s the selection process for the IRDAI Assistant Manager (Grade A) Recruitment 2025 in paragraph form, with all links removed:

    The recruitment process for IRDAI Assistant Manager 2025 consists of three stages: Phase I (Preliminary Exam), Phase II (Descriptive Mains), and Phase III (Interview). Phase I is an objective-type online test covering Reasoning, English Language, General Awareness, and Quantitative Aptitude. This exam is of 90 minutes duration, carries 160 marks, and includes negative marking for wrong answers. It serves only as a qualifying stage to shortlist candidates for the mains and does not count toward the final merit.

    Phase II is a descriptive examination comprising three papers—Paper I on English, Paper II on Economic and Social Issues impacting Insurance, and Paper III on Insurance and Management. Each paper is of 100 marks and 60 minutes duration. The marks obtained in this phase carry 85% weightage in the final selection.

    Candidates who qualify in Phase II are called for the interview, which has a weightage of 15%. The final selection is based on the combined marks of Phase II and the interview. Phase I marks are not considered in the final merit list.

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