In the context of pension fund investments, Asset Class E, which primarily includes equity and equity-related instruments, carries the highest exposure to market volatility. This asset class is directly linked to the stock market, making it highly sensitive to market fluctuations, economic cycles, iRead more
In the context of pension fund investments, Asset Class E, which primarily includes equity and equity-related instruments, carries the highest exposure to market volatility. This asset class is directly linked to the stock market, making it highly sensitive to market fluctuations, economic cycles, investor sentiment, and global financial trends. While Asset Class E has the potential to generate higher returns over the long term, it also comes with increased risk due to the inherent unpredictability of equity markets. In contrast, other asset classes like Class C (corporate debt instruments) and Class G (government securities) are relatively more stable and less volatile, making them suitable for conservative investors seeking capital preservation.
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In the context of pension fund investments, which of the following asset classes carries the highest exposure to market volatility?
In the context of pension fund investments, Asset Class E, which primarily includes equity and equity-related instruments, carries the highest exposure to market volatility. This asset class is directly linked to the stock market, making it highly sensitive to market fluctuations, economic cycles, iRead more
In the context of pension fund investments, Asset Class E, which primarily includes equity and equity-related instruments, carries the highest exposure to market volatility. This asset class is directly linked to the stock market, making it highly sensitive to market fluctuations, economic cycles, investor sentiment, and global financial trends. While Asset Class E has the potential to generate higher returns over the long term, it also comes with increased risk due to the inherent unpredictability of equity markets. In contrast, other asset classes like Class C (corporate debt instruments) and Class G (government securities) are relatively more stable and less volatile, making them suitable for conservative investors seeking capital preservation.
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See lessUnder the PFRDA (Exit and Withdrawal under NPS) Regulations, which of the following is mandatory upon attaining the age of 60 years if the corpus is more than ₹10 lakh?
Under the PFRDA (Exit and Withdrawal under NPS) Regulations, if the accumulated corpus in the National Pension System (NPS) account exceeds ₹10 lakh upon attaining the age of 60 years or upon superannuation, it is mandatory for the subscriber to purchase an annuity with at least 40% of the corpus frRead more
Under the PFRDA (Exit and Withdrawal under NPS) Regulations, if the accumulated corpus in the National Pension System (NPS) account exceeds ₹10 lakh upon attaining the age of 60 years or upon superannuation, it is mandatory for the subscriber to purchase an annuity with at least 40% of the corpus from a registered Annuity Service Provider (ASP). The remaining 60% of the corpus can be withdrawn as a lump sum and is tax-exempt under current laws. This regulation ensures that a portion of the retirement savings is used to provide a regular pension or monthly income for the subscriber’s post-retirement life, thereby promoting financial security during old age.
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See lessWhat is fiscal deficit? How does it impact the Indian economy?
Fiscal deficit refers to the shortfall between the government's total expenditure and its total revenue (excluding borrowings) in a given financial year. It indicates how much the government needs to borrow to meet its expenses when revenues fall short. In the Indian context, a high fiscal deficit cRead more
What is the basic structure doctrine of the Indian Constitution?
The Basic Structure Doctrine is a judicial principle in Indian constitutional law that holds certain fundamental features of the Constitution as inviolable, meaning they cannot be altered or destroyed even by a constitutional amendment. This doctrine was first established by the Supreme Court in theRead more
The Basic Structure Doctrine is a judicial principle in Indian constitutional law that holds certain fundamental features of the Constitution as inviolable, meaning they cannot be altered or destroyed even by a constitutional amendment. This doctrine was first established by the Supreme Court in the landmark Kesavananda Bharati v. State of Kerala (1973) case. According to this doctrine, while Parliament has wide powers to amend the Constitution under Article 368, it cannot change or abrogate the “basic structure” or essential features of the Constitution. These features include the supremacy of the Constitution, the rule of law, separation of powers, judicial review, federalism, and the democratic and secular nature of the state, among others. The doctrine acts as a safeguard against the misuse of amending power and ensures that the core values and identity of the Constitution remain intact, thereby upholding the spirit of the Constitution and protecting citizens’ fundamental rights.
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See lessWhat feature would help you most in your PFRDA preparation?
The feature that would help most in my PFRDA preparation with C4S Courses is the platform’s exam-specific, structured content combined with expert mentorship and targeted mock tests. C4S Courses provides well-organized video lectures, concise notes, and focused coverage of key topics like finance, eRead more
Which subject do you find most challenging in UPSC preparation?
One of the most challenging subjects in UPSC preparation for many aspirants is General Studies Paper II (CSAT), especially for those from non-mathematical or non-engineering backgrounds. While it may appear to be just a qualifying paper, it includes sections like quantitative aptitude, logical reasoRead more
One of the most challenging subjects in UPSC preparation for many aspirants is General Studies Paper II (CSAT), especially for those from non-mathematical or non-engineering backgrounds. While it may appear to be just a qualifying paper, it includes sections like quantitative aptitude, logical reasoning, and reading comprehension, which can be tough for those who haven’t practiced these skills recently. For others, subjects like History or Ethics in the Mains exam can be demanding due to the need for deep understanding, analytical writing, and conceptual clarity. Ultimately, the “most challenging subject” varies from person to person, depending on their educational background and comfort level with different topics. The key lies in identifying your weak areas early and dedicating consistent effort to improve them.
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See lessWhat is the exam pattern, salary, and career growth for the PFRDA grade A post in 2025?
The PFRDA Grade A (Assistant Manager) exam in 2025 follows a two-phase selection process followed by an interview. Phase 1 (Preliminary Exam) consists of two papers: Paper I includes tests on English Language, Quantitative Aptitude, Reasoning, and General Awareness (including financial sector awarenRead more
The PFRDA Grade A (Assistant Manager) exam in 2025 follows a two-phase selection process followed by an interview. Phase 1 (Preliminary Exam) consists of two papers: Paper I includes tests on English Language, Quantitative Aptitude, Reasoning, and General Awareness (including financial sector awareness); Paper II is domain-specific, covering topics like Management, Finance, Economics, Pension Sector, and relevant laws. Phase 2 (Mains) also has two papers—Paper I is an English Descriptive Test (essay, precis, comprehension), and Paper II is again domain-specific. Candidates who clear Phase 2 are shortlisted for the interview round.
The salary structure for a Grade A Officer in PFRDA is highly attractive. The basic pay starts at Rs. 44,500 per month, with the pay scale of Rs. 44,500 – 89,150. Including various allowances like Dearness Allowance, House Rent Allowance, Special Allowance, Learning Allowance, Grade Allowance, and other benefits (LTC, medical, telephone, newspaper, etc.), the gross monthly salary comes to around Rs. 1.4 to 1.6 lakh. Additionally, officers enjoy perks like NPS contribution, leave encashment, and performance-related incentives.
In terms of career growth, PFRDA offers a structured and rewarding progression. An Assistant Manager (Grade A) can be promoted to Manager (Grade B), then to Assistant General Manager (Grade C), Deputy General Manager (Grade D), General Manager (Grade E), and potentially up to Executive Director (Grade F). Promotions are performance-based and come with increasing responsibilities, financial benefits, and leadership opportunities. PFRDA being a prestigious regulatory body, the role offers both professional stature and long-term career stability.
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